TITLE 25. Housing And Community Development
DIVISION 2. CALIFORNIA HOUSING FINANCE AGENCY
25 CA ADC T. 25, Div. 2, References and Annotations

CHAPTER 1. GENERAL
ARTICLE 1. CONFLICT OF INTEREST CODE
s 10001. General Provisions.

ARTICLE 2. CONFLICT OF INTEREST CODE OF THE CALIFORNIA HOUSING FINANCE AGENCY
Appendix

s 10002. Delegation; Absence
CHAPTER 2. RENTAL HOUSING DEVELOPMENT PROGRAMS
ARTICLE 1. GENERAL
s 11001. Authority and Purpose.

s 11002. Definitions.

s 11003. Delegation.

ARTICLE 2. CONSTRUCTION AND MORTGAGE LOANS
s 11101. Qualification of Housing Sponsors for Rental Housing Developments to Be Constructed.

s 11102. Criteria for Rental Housing Developments to Be Constructed.

s 11102.5. Construction Standards, Access for Physically Handicapped.

s 11103. Nonhousing Facilities.

s 11104. Terms and Conditions of Loans.

s 11105. Interest Rate Limitations.

s 11106. Construction Progress Payment Disbursements.

s 11107. Earnings Distribution.

ARTICLE 3. EQUAL OPPORTUNITY

s 11201. Equal Employment and Business Opportunity; Equal Housing Opportunity.

s 11202. Affirmative Marketing Programs.

s 11203. Employment of Project Area Residents and Contractors -Section 3 Covered Projects.

s 11204. Equal Housing Opportunity.

s 11205. Affirmative Marketing Programs.

s 11206. Adaptation of Language.

ARTICLE 4. TENANCY STANDARDS AND PROCEDURES
s 11401. Selection of Tenants.

s 11402. Leases.

s 11403. Tenant Grievance Procedures.

s 11404. Housing Sponsor Grievance Procedure.

s 11405. Termination of Tenancies Other Than by Eviction.

s 11406. Eviction Hearing Procedure.

ARTICLE 6. CONSTRUCTION LOANS WHERE AGENCY DOES NOT PROVIDE PERMANENT FINANCING
s 11500. Construction Loans for Housing Developments for Which the Agency Does Not Provide Permanent Financing.

s 11502. Labor Standards.

s 11503. Equal Opportunity and Affirmative Action Requirements.

s 11504. Substitution of Agency Funds for Mortgage Lender's Resources.

s 11505. Servicing in Event of Sponsor's Default.
CHAPTER 3. SINGLE FAMILY MORTGAGE PURCHASE PROGRAM
25 CA ADC T. 25, Div. 2, Chap. 3, References and Annotations

ARTICLE 2. ELIGIBILITY FOR BENEFITS
s 12101. Eligibility for Agency Public Benefits.

s 12102. When Must Eligibility Be Verified.

s 12103. Who Must Verify Eligibility.

s 12104. Method of Verifying Eligibility.

s 12105. Federal Public Benefits.

s 12106. Remedies for Ineligibility.

s 12107. Appeal Process.

s 12108. Appeal Process.

s 13300. Quorum.

s 13301. Vote Requirement.

s 13302. Approval of Contractual Agreements and Debt Obligations.
CHAPTER 4. PROCEDURES OF BOARD OF DIRECTORS
ARTICLE 1. BOARD ACTION
25 CA ADC T. 25, Div. 2, Chap. 4, References and Annotations
CHAPTER 3. RESTRICTIONS ON AGENCY PUBLIC BENEFITS TO ALIENS

CHAPTER 5. HOME OWNERSHIP AND HOME IMPROVEMENT
ARTICLE 1. GENERAL
s 14001. Authority and Purpose.

s 14002. Definitions.

ARTICLE 2. ALLOCATION OF FUNDS AND MARKET INTEREST
s 14200. Allocation of Funds.

s 14201. Market Interest.

s 14202. Delegation.

ARTICLE 3. QUALIFIED LENDER
s 14300. Certification of Lender.

s 14301. Requirements.

ARTICLE 4. ELIGIBLE BORROWERS
s 14400. Eligible Borrowers.

s 14401. Speculation Limitations.

s 14402. Equal Opportunity.

s 14403. (Reserved.)

s 14404. Default by Borrower.

ARTICLE 5. ELIGIBLE LOANS AND RESIDENTIAL STRUCTURES
s 14500. Premises.

s 14501. Use of Proceeds.

s 14502. Maximum Loan Amount.

s 14503. Appraisal.

s 14504. Interest on Mortgages.

s 14505. Late Charges.

s 14506. Prepayment Penalties.

s 14507. Fees and Charges.

s 14508. Interest Rate Exceptions.

ARTICLE 6. PURCHASE AGREEMENTS AND SERVICING AGREEMENTS
s 14600. Purchase Agreements and Servicing Agreements.

s 14601. Provisions of Servicing Agreements.

s 14602. Substitution of Agency Funds for Mortgage Lender's Resources.

ARTICLE 7. REHABILITATION
s 14700. Rehabilitation; Disbursement of Loan Proceeds; Delivery of Mortgage Loans upon Completion of Construction.

s 14701. Rehabilitation: Procedure in the Event Construction Is Not Completed.

ARTICLE 8. AFFIRMATIVE ACTION, RENT LIMITATIONS, RELOCATION
s 14800. Affirmative Action.

s 14801. Rent Limitations.

s 14802. Relocation.
CHAPTER 6. HOUSING BOND CREDIT COMMITTEE: REGULATIONS PRESCRIBING PROCEDURES
25 CA ADC T. 25, Div. 2, Chap. 6, References and Annotations

CHAPTER 10. LOAN AND BOND INSURANCE
ARTICLE 1. GENERAL
s 19001. Definitions.

ARTICLE 2. LOAN INSURANCE
s 19200. Loans Eligible for Insurance.

s 19201. Loan Insurance Premiums, Other Fees and Charges.

s 19202. Housing Development with Commercial Space.

s 19203. Casualty Insurance Requirements.

s 19204. Insured Loans Involving Rehabilitation or Property Improvement Loans.

s 19205. Loan Terms -Maximum Length and Loan to Value Ratio.

s 19206. Maximum -Loan Insurance.

s 19207. Establishment of Minimum Loan Insurance Reserve.

ARTICLE 3. BOND INSURANCE FOR LOCAL PUBLIC ENTITIES
s 19300. Agency Bond Insurance.

s 19301. Establishment of Minimum Bond Insurance Reserve.

ARTICLE 4. MORTGAGE INSURANCE ON SB1862 LOANS
s 19400. Insurance Requirements for Homeownership Interest-Reductions Assistance Program
CHAPTER 20. CAL-FIRST HOME BUYERS
ARTICLE 1. GENERAL
s 20100. Authority and Purpose.

s 20101. Definitions.

ARTICLE 2. CAL-FIRST HOME BUYERS BUY-DOWN MORTGAGE PLAN
s 20200. Real Property Mortgage Loans Eligible for the Buy-Down Mortgage Plan.

s 20201. The Buy-Down Mortgage Plan.

s 20202. Lender Fees and Charges.

s 20203. Terms of Note and Deed of Trust.

s 20204. Eligible Borrowers.

s 20205. Insurance of Loans.

s 20206. Servicing.

s 20207. Certification of Qualified Mortgage Lender.

s 20208. Default and Foreclosure.

s 20209. Allocations.
 
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